About Ashley Billins

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So far Ashley Billins has created 112 blog entries.

Ways Your Home Equity Can Help You Reach Your Goals

By |2024-01-15T12:08:33-06:00January 15, 2024|Real Estate|

If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage.” That means your equity grows as you pay down your home loan over time and as home values climb. While it’s true home prices dipped slightly last year, they rebounded and have been climbing in many areas since then. Here’s why that price growth is good [...]

Mediterranean Zucchini Boats

By |2024-01-03T13:39:41-06:00January 3, 2024|Low Carb Recipes|

Hey there, culinary voyagers! Today we're diving into a sea of flavors with Mediterranean Zucchini Boats, bursting with fresh ingredients and topped with a creamy garnish of feta cheese. With the start of a new year, I figured we would all benefit from some new and tasty low-carb dishes to try out! While the typical keto and low carb diet meals seem a tad bit boring and repetitive, it really is amazing what you can do with fresh ingredients that still fall into this diet and lifestyle! These Mediterranean Zucchini Boats are just that, low-carb yet yield high satisfaction! So, [...]

Simple Steps to Organize Your Home in January

By |2024-02-20T11:26:45-06:00January 3, 2024|Lifestyle|

January often brings feelings of renewal and a desire for a fresh start. But for many, the post-holiday season can also leave homes feeling cluttered and chaotic. Don't despair! By taking small, manageable steps now, you can banish that feeling and create a more organized and peaceful space you'll love. Remember, organization is a journey, not a destination. Don't try to do everything at once. Instead, set achievable goals and focus on tackling one room or task at a time. Here are some simple yet effective ways to jump-start your January organizing: 1. Clear Out Holiday Clutter: Put away new [...]

3 Keys To Hitting Your Homeownership Goals in 2024

By |2024-01-01T12:23:13-06:00January 1, 2024|Real Estate|

If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus. Over the last year, the economy had a big impact on the housing market, and likely on your wallet too. That’s why it’s critical to have a clear picture of not just the market today, but also on what you want out of it when you buy or sell a home. Danielle Hale, Chief Economist at Realtor.com, explains: “The key to making a good decision in this challenging housing [...]

Austin-Round Rock Area November Housing Report

By |2023-12-22T12:12:38-06:00December 22, 2023|Market Reports|

Please keep in mind this is the Metropolitan Statistical Area (MSA) for the Austin-Round Rock area. If you want specific stats relative to your zip code, please reach out so I can get them to you! Whether you're a buyer or a seller, the information contained in the infographic above is crucial in navigating the ever-changing real estate market. So, let's jump right in! First up, we have the Months Supply of Inventory, which currently stands at 3.7. This metric represents the number of months it would take to sell all the homes on the market if no new listings [...]

Sell Smarter: Why Working with a Real Estate Agent May Beat Going Solo

By |2023-12-22T11:19:46-06:00December 22, 2023|Real Estate|

If you're thinking about selling your house on your own, called “For Sale by Owner” or FSBO, there are some important things to consider. Going this route means taking on a lot of responsibilities by yourself – and that can be a bit of a headache. A recent report from the National Association of Realtors (NAR) found two of the most difficult tasks for people who sell their house on their own are getting the price right and understanding and performing paperwork. Here are just a few of the ways an agent helps with those difficult tasks. Getting the Price Right Setting the right price for your house is [...]

Killeen-Temple MSA November 2023 Housing Report

By |2023-12-22T12:23:37-06:00December 22, 2023|Market Reports|

Please keep in mind this is for the entire Killeen-Temple *metropolitan statistical area (MSA). If you want zip code specific stats, I am happy to get them to you! First up, we have the "Months Supply of Inventory," which currently stands at 3.8. This metric indicates how many months it would take to sell all the available homes on the market, given the current pace of sales. A lower number suggests a seller's market, where demand outpaces supply, and homes tend to sell quickly. However, the "12-Month Change in Months of Inventory" has seen an increase. This means that over [...]

Why Mortgage Rates Could Continue To Decline

By |2023-12-20T09:13:50-06:00December 20, 2023|Real Estate, Uncategorized|

When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here's what you need to know. The Federal Funds Rate Hikes Have Stalled One of the Fed’s primary goals is to lower inflation. In order to do that, they started raising the Federal Funds Rate to slow down the economy. Even though this doesn’t directly dictate what happens with mortgage rates, it does have an impact. Recently inflation has started to cool, a signal those increases worked and are [...]

December Events: Central Texas/Austin Area

By |2023-12-20T09:39:00-06:00December 2, 2023|Local Guide|

Your guide to all things to do in Central Texas this December! From Austin area Christmas shows to Farmers Markets and Bird Watching, you can do it all this holiday season in Central Texas! Check out the link below the pdf to open a clickable version that takes you directly to the event websites! Let me know which events you love in the comments! December Central Texas Area Events: Clickable Links

Are the Top 3 Housing Market Questions on Your Mind?

By |2023-12-01T11:30:12-06:00December 1, 2023|Real Estate|

When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. You may hear one thing in conversation with your friends, see something totally different on the news, and read something on social media that contradicts both of those thoughts. And, if you’re thinking about making a move, that can leave you with a lot of lingering questions. That’s where a trusted local real estate agent comes in. Here are the top 3 questions people are asking about today’s housing market, and the data to help answer them. 1. What’s Next for Mortgage Rates? Mortgage rates are [...]

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